Klarna Payments

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With Klarna you will drive more sales and increase your average order value. You will get paid upfront and in full, while your consumers pay later. That’s smoooth.


Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. In the last 14 years, technology has evolved, excited and transformed the world around us. Yet our mission remains as relevant as ever - to make shopping as simple, secure and above all, smoooth as possible. 


Klarna is now Europe’s largest fin-tech platform, providing payment solutions for 90 million consumers across 230,000 merchants in 19 countries. Klarna offers pay now, pay later and pay over time plans in a smooth one-click purchase experience that lets consumers pay when and how they prefer to. 


Create the best shopping experience for your customers.

Partnering with Klarna is the best way to boost sales and increase your average order value. Your customers will increase, they will buy more and continue to do it regularly. And you always get paid upfront and in full, while your customers pay at a later date. No risk, just reward. We offer more easy ways to pay than any other alternative payments provider. 


Pay Later (Markets: United Kingdom, Germany, Belgium, the Netherlands)

Pay Later enables your consumers to receive their goods before making the payment. Driving customer satisfaction, loyalty and sales. Research shows an increase of 16% in average order value and 20% increase in repeat purchases. This payment method enhances the flexibility of your checkout, and helps to grow your business.


Pay over Time (Markets: United Kingdom, Germany, The Netherlands)

In the UK, our interest free 'Pay in 3' is a very popular payment method, enhancing the purchasing power of your consumers while increasing sales and average order value. You will be paid upfront while the consumers are able to spread the costs. In Germany we offer 'Financing', a product enabling the consumer to spread their payment over a period of 6 to 36 months with a standard interest fee. This product is well suited for products with a higher average order value. 


Pay Now (Markets: Germany, Belgium, the Netherlands) 

A guaranteed bank transfer/direct debit and one of the most important payment options available in Germany. Enables your consumers to purchase at your store with one click through an online bank transfer or direct debit. 


How does it work? Start with Klarna Payments in 3 easy steps:

  1. Download the Klarna Payments (KP EU) app from the Lightspeed Ecom app store, and follow the steps explained in the installation guide. 
  2. Register for a Klarna account via this link. Now you have access to the Klarna Merchant Portal, where you are able to create your API credentials. 
  3. Create your Klarna API username and password in the Klarna merchant portal and configure them in the Lightspeed Ecom app, follow the instructions in the installation guide.


If you are experiencing difficulties during integration and go-live, please reach out to your contact person at Klarna or to our support team.